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The Premium Report on Commercial Banking contains information used by Marketing Departments in many of the Fortune 1,000 companies and beyond. The report helps identify industry changes, trends, key players, and growth opportunities.

Contents:
Current State of the Industry
Market Size
Market Forecast
Products and Services Breakdown
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News
Largest Government Vendors

Current State of the Commercial Banking Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Commercial Banking

The total U.S. market size for the Commercial Banking industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Market Forecast - Commercial Banking

Market forecasts show the long term outlook for the Commercial Banking industry. The following five-year forecast utilizes advanced econometric techniques that take into account both short-term and long-term industry trends.

Forecast	2009	2010	2011	2012	2013	2014
Revenue ($ billion)	AVAILABLE

Source: AnythingResearch.com Economic Analysis

Product & Services Breakdown

The following products and services account for the largest source of revenues in the Commercial Banking industry. Note that there are multiple levels of classification, so some line items are contained within other lines.

Product Description	Number of Companies	Sales ($ millions)	Percent of Total Sales
Industry Total	AVAILABLE
Loan Products - Income	AVAILABLE
Loans To Businesses - Commercial And Industrial Mortgages	AVAILABLE
Loans To Businesses - Other	AVAILABLE
Loans To Governments	AVAILABLE
Loans To Consumers - Secured, Residential Mortgages	AVAILABLE
Loans To Consumers - Secured, Home Equity	AVAILABLE
Loans To Consumers - Secured, Vehicle	AVAILABLE
Loans To Consumers - Secured, Other	AVAILABLE
Loans To Consumers - Unsecured	AVAILABLE
Credit Card Products - Income	AVAILABLE
Credit Card Cardholder Products - Business And Government	AVAILABLE
Credit Card Cardholder Products - Consumer	AVAILABLE
Credit Card Merchant Products	AVAILABLE
Credit Card Association Products	AVAILABLE
Factoring - Fees	AVAILABLE
Leasing Products - Income	AVAILABLE
Operating Leases - Motor Vehicle	AVAILABLE
Operating Leases - Other	AVAILABLE
Finance Leases	AVAILABLE
Installment Credit Income	AVAILABLE
Business Sales Financing	AVAILABLE
Consumer Sales Financing	AVAILABLE
All Other Credit Financing Products - Income	AVAILABLE
Brokering And Dealing Products - Debt Instruments	AVAILABLE
Brokering And Dealing Products - Equities	AVAILABLE
Brokering And Dealing Products - Derivative Contracts	AVAILABLE
Broker/Deal Inv Comp Securities, Including Mutual Funds	AVAILABLE
Financing Related To Securities	AVAILABLE
Trading Debt Instruments On Own Account - Net Gains (Losses)	AVAILABLE
Trading Other Scrty & Comdty Contr On Own Acct - Net Gains (Losses)	AVAILABLE
Deposit Account Service Packages	AVAILABLE
Separately-Priced Deposit Account Products	AVAILABLE
Cash Handling And Management Products	AVAILABLE
Document Payment Products	AVAILABLE
Foreign Currency Exchange - Fees	AVAILABLE
Trust Products - Fiduciary Fees	AVAILABLE
Trust Products For Businesses And Governments	AVAILABLE
Personal Trust Products	AVAILABLE
Other Trust Products	AVAILABLE
Automated Clearinghouse (Ach) Products - Fees	AVAILABLE
Financial Planning And Investment Management Products	AVAILABLE
Financial Planning And Investment Mgt Serv For Bus & Govt	AVAILABLE
Personal Financial Planning And Advice Products	AVAILABLE
Personal Investment Management Products	AVAILABLE
Other Products Supporting Financial Services - Fees	AVAILABLE
All Other Direct Insurance Products - Premiums	AVAILABLE

Income Statement (Average Financial Metrics) - Commercial Banking

Financial metrics provide a snapshot view of an "average" company in the Commercial Banking industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Commercial Banking

Financial ratios can be used to compare how a company in the Commercial Banking industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Commercial Banking Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Commercial Banking Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Geographic Distribution

The concentration of employees by states indicates how the industry (companies and workforce) is distributed throughout the country.

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Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.

Source: US Census

Compensation & Salary Surveys for Employees Working in Commercial Banking

Compensation statistics provides an accurate assessment of jobs in the Commercial Banking industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	17%
Loan officers	8%
Sales and related occupations	5%
Office and administrative support occupations	64%
First-line supervisors/managers of office and administrative support workers	7%
Tellers	29%
Customer service representatives	7%

Source: Bureau of Labor Statistics

Companies in Commercial Banking and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Commercial Banking Company News

Web scan for recent news about publicly traded companies in the Commercial Banking industry.

Government Contracts Related to Commercial Banking

In 2008, the federal government spent a total of $3,839,692 on Commercial Banking. It has awarded 156 contracts to 28 companies, with an average value of $137,132 per company.   

Top government vendors:

Company	Federal Contracts	Total Award Amount
AVAILABLE	AVAILABLE	AVAILABLE

The Industry Report on Commercial Banking contains the key pieces of information used by strategy and management consultants to identify market trends and accurately measure growth and industry performance.

Contents:
Current State of the Industry
Market Size
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News

Current State of the Commercial Banking Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Commercial Banking

The total U.S. market size for the Commercial Banking industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Income Statement (Average Financial Metrics) - Commercial Banking

Financial metrics provide a snapshot view of an "average" company in the Commercial Banking industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Commercial Banking

Financial ratios can be used to compare how a company in the Commercial Banking industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Commercial Banking Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Commercial Banking Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Compensation & Salary Surveys for Employees Working in Commercial Banking

Compensation statistics provides an accurate assessment of jobs in the Commercial Banking industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	17%
Loan officers	8%
Sales and related occupations	5%
Office and administrative support occupations	64%
First-line supervisors/managers of office and administrative support workers	7%
Tellers	29%
Customer service representatives	7%

Source: Bureau of Labor Statistics

Companies in Commercial Banking and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Commercial Banking Company News

Web scan for recent news about publicly traded companies in the Commercial Banking industry.

• BNM issues licences to 5 foreign banks: Malaysia yesterday awarded commercial banking licences to five foreign banks, including two from Japan, in a move to further open up the sector and draw investments.
• Malaysia Grants Bank Permits to BNP, Mizuho, Sumitomo: Malaysia granted five commercial banking licenses to foreign lenders as part of efforts to open up its financial industry and attract investments.
• Malaysia issues 5 new banking licenses: Malaysia's central bank said Thursday it has approved five foreign commercial banks to open shop here as part of an ongoing liberalization of its financial services sector.
• (AFX UK Focus) 2010-06-17 11:16 UPDATE 1-Malaysia cbank awards 5 commercial bank licences: KUALA LUMPUR, June 17 (Reuters) - Malaysia's central bank awarded five commercial banking licences to foreign lenders on Thursday, a move to boost competition and draw more overseas investment into the financial sector. Banks to receive licences include BNP Paribas, Mizuho Corporate Bank, National Bank of Abu Dhabi , PT Bank Mandiri (Persero) and Sumitomo Mitsui Banking Corp, Bank Negara ...
• Five commercial banking licenses issued: KUALA LUMPUR Bank Negara Malaysia (BNM) said today that commercial banking licences will be issued to five foreign banks in a move to further liberalise Malaysia's financial services sector.
• BNM Issues Five Commercial Banking Licenses: KUALA LUMPUR, June 17 (Bernama) -- Bank Negara Malaysia (BNM) said Thursday that commercial banking licences will be issued to five foreign banks in a move to further liberalise Malaysia's financial services sector.
• Freshfields advises Abu Dhabi Commercial Bank on their agreement to acquire The Royal Bank of Scotland's retail ...: This will be the first acquisition of an international bank's retail banking franchise in the UAE by a local bank and will provide ADCB ADCB with an opportunity to add significant scale and momentum in the strategically important consumer banking business.
• Abu Dhabi Commercial Bank to buy RBS unit: Abu Dhabi Commercial Bank to buy RBS unitAbu Dhabi Commercial Bank to buy RBS unit
• Abu Dhabi Commercial Bank to buy RBS unit: Abu Dhabi Commercial Bank says it has agreed to buy the Royal Bank of Scotland's retail banking business in the United Arab Emirates.
• RBS Agrees to Sell UAE Retail Unit to Abu Dhabi Commercial Bank: June 16 (Bloomberg) -- Royal Bank of Scotland Group Plc agreed to sell its retail banking assets in the United Arab Emirates to Abu Dhabi Commercial Bank PJSC for a total cash consideration equal to the net asset value of the business plus $46 million.
• Decision Makers: Harold M. McLeod III of C&F Bank: Harold McLeod III New position: regional president, C&F Bank Previous position: market president, Wachovia Bank Birthplace: Radford Education: bachelors degree in accounting, Wofford College Career: retail banking director, Wachovia Bank; retail banking director, Southtrust Bank; commercial relationship manager, Wachovia Bank; small-business banker, Piedmont State Bank
• People & Places for May 10: ON THE MOVE BANKING, INVESTMENTS Kevin Ford is vice president/financial center manager of the Parham Road office at First Community Bank. He was formerly with C&F Bank. He earned his bachelors degree from Virginia Commonwealth University. Douglas Taylor is executive vice president and chief risk officer at Eastern Virginia Bankshares Inc. He has 25 years of managerial and operational experience ...
• Wagner Joins First National Bank South Dakota: First National Bank South Dakota is pleased to announce the addition of Justin Wagner as a Business/Ag Banker in their Yankton market. Wagner will be responsible for business development and relationship management of commercial and ag banking activities in Yankton and the surrounding region.
• First Michigan eyes banking's big leagues: Financier Ross backs growth plan: The once-tiny First Michigan Bank of Troy is tiny no more, thanks to the acquisition on April 30 of $1.
• Independent Bank Receives Top Ranking in Customer Satisfaction from J.D. Power and Associates 2010 Retail Banking ...: Independent Bank receives top ranking in customer satisfaction from J.D. Power and Associates 2010 Retail Banking Satisfaction Study.

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