• Premium Report
  for professionals & corporations
  $199
• Standard Report
  for startups & small businesses
  $99

The Premium Report on Direct Insurance Carriers contains information used by Marketing Departments in many of the Fortune 1,000 companies and beyond. The report helps identify industry changes, trends, key players, and growth opportunities.

Contents:
Current State of the Industry
Market Size
Market Forecast
Products and Services Breakdown
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News
Largest Government Vendors

Current State of the Direct Insurance Carriers Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Direct Insurance Carriers

The total U.S. market size for the Direct Insurance Carriers industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Market Forecast - Direct Insurance Carriers

Market forecasts show the long term outlook for the Direct Insurance Carriers industry. The following five-year forecast utilizes advanced econometric techniques that take into account both short-term and long-term industry trends.

Forecast	2009	2010	2011	2012	2013	2014
Revenue ($ billion)	AVAILABLE

Source: AnythingResearch.com Economic Analysis

Product & Services Breakdown

The following products and services account for the largest source of revenues in the Direct Insurance Carriers industry. Note that there are multiple levels of classification, so some line items are contained within other lines.

Product Description	Number of Companies	Sales ($ millions)	Percent of Total Sales
Industry Total	AVAILABLE
Trading Debt Instruments On Own Account - Net Gains (Losses)	AVAILABLE
Trading Equities On Own Account - Net Gains (Losses)	AVAILABLE
Trading Other Scrty & Comdty Contr On Own Acct - Net Gains (Losses)	AVAILABLE
Life Insurance Products - Premiums	AVAILABLE
Health And Medical Insurance Products - Premiums	AVAILABLE
Accident Insurance Products - Premiums	AVAILABLE
Surety And Related Products - Premiums	AVAILABLE
Vehicle Prop & Liability (Casualty) Insurance Products - Premiums	AVAILABLE
Personal Vehicle Insurance Products - Premiums	AVAILABLE
Commercial Vehicle Insurance Products - Premiums	AVAILABLE
Property & Liability (Exc Vehicle) Insurance Products - Premiums	AVAILABLE
Agricultural Multiple Peril Insurance Products - Premiums	AVAILABLE
Homeowners' Multiple Peril Insurance Products - Premiums	AVAILABLE
Commercial Multiple Peril Insurance Products - Premiums	AVAILABLE
Transportation Insurance Products - Premiums	AVAILABLE
Fire Insurance Products - Premiums	AVAILABLE
Earthquake Insurance Products - Premiums	AVAILABLE
Other Property & Liability (Exc Vehicle) Insur Prod - Premiums	AVAILABLE
Product Liability Insurance Products - Premiums	AVAILABLE
Medical Malpractice Insurance Products - Premiums	AVAILABLE
Workers' Compensation Insurance Products - Premiums	AVAILABLE
Other General Liability Insurance Products - Premiums	AVAILABLE
Travelers' Insurance Products - Premiums	AVAILABLE
Title Insurance Products - Premiums	AVAILABLE
All Other Direct Insurance Products - Premiums	AVAILABLE
Surety Bonds And Related Reinsurance Products - Premiums	AVAILABLE
Property And Casualty Reinsurance Products - Premiums	AVAILABLE
Title Search, Title Reconveyance, & Title Abstract Service Fees	AVAILABLE
Other Products	AVAILABLE

Income Statement (Average Financial Metrics) - Direct Insurance Carriers

Financial metrics provide a snapshot view of an "average" company in the Direct Insurance Carriers industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Direct Insurance Carriers

Financial ratios can be used to compare how a company in the Direct Insurance Carriers industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Direct Insurance Carriers Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Direct Insurance Carriers Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Geographic Distribution

The concentration of employees by states indicates how the industry (companies and workforce) is distributed throughout the country.

Please upgrade your web browser.

Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.

Source: US Census

Compensation & Salary Surveys for Employees Working in Direct Insurance Carriers

Compensation statistics provides an accurate assessment of jobs in the Direct Insurance Carriers industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	7%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	35%
Claims adjusters, examiners, and investigators	16%
Insurance underwriters	8%
Computer and mathematical science occupations	7%
Sales and related occupations	8%
Insurance sales agents	7%
Office and administrative support occupations	35%
Customer service representatives	8%
Insurance claims and policy processing clerks	10%

Source: Bureau of Labor Statistics

Companies in Direct Insurance Carriers and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Direct Insurance Carriers Company News

Web scan for recent news about publicly traded companies in the Direct Insurance Carriers industry.

Government Contracts Related to Direct Insurance Carriers

In 2008, the federal government spent a total of $1,425,517 on Direct Insurance Carriers. It has awarded 87 contracts to 28 companies, with an average value of $50,911 per company.   

Top government vendors:

Company	Federal Contracts	Total Award Amount
AVAILABLE	AVAILABLE	AVAILABLE

The Industry Report on Direct Insurance Carriers contains the key pieces of information used by strategy and management consultants to identify market trends and accurately measure growth and industry performance.

Contents:
Current State of the Industry
Market Size
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News

Current State of the Direct Insurance Carriers Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Direct Insurance Carriers

The total U.S. market size for the Direct Insurance Carriers industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Income Statement (Average Financial Metrics) - Direct Insurance Carriers

Financial metrics provide a snapshot view of an "average" company in the Direct Insurance Carriers industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Direct Insurance Carriers

Financial ratios can be used to compare how a company in the Direct Insurance Carriers industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Direct Insurance Carriers Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Direct Insurance Carriers Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Compensation & Salary Surveys for Employees Working in Direct Insurance Carriers

Compensation statistics provides an accurate assessment of jobs in the Direct Insurance Carriers industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	7%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	35%
Claims adjusters, examiners, and investigators	16%
Insurance underwriters	8%
Computer and mathematical science occupations	7%
Sales and related occupations	8%
Insurance sales agents	7%
Office and administrative support occupations	35%
Customer service representatives	8%
Insurance claims and policy processing clerks	10%

Source: Bureau of Labor Statistics

Companies in Direct Insurance Carriers and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Direct Insurance Carriers Company News

Web scan for recent news about publicly traded companies in the Direct Insurance Carriers industry.

• DTCC, SWIFT & XBRL US Unveil Business Case for Corporate Actions Automation: The Depository Trust & Clearing Corporation , SWIFT and XBRL US today announced the results of a business case advocating a transformation in the way corporate actions announcements are communicated in the United States, allowing investors to receive information on such corporate actions as mergers, dividends, stock splits and other events in a more timely, accurate and less costly way, directly ...
• Finding Travel Insurance's Sweet Spot: Squaremouth Advises Paying Less for More Coverage: When shopping for travel insurance, people are sometimes confused as to why some plans are inexpensive but offer better benefits. This situation is common and it is not a mistake: often it means a shopper has hit the 'sweet spot' for that plan, advises Squaremouth.com, America's fastest growing comparison website for travel insurance.
• Vital Signs: Health insurers beef up customer service: Cutting inscrutable health-insurance jargon out of their communications. Opening retail stores to answer peoples questions and offer wellness classes. Measuring customer-service efforts to give callers a better experience. More insurance carriers are ramping up their services as they prepare to compete for millions of new customers.
• Annuity FYI Endorses Secondary Market Annuities, With Rates as High as 7.75%: A better investment than most fixed-indexed annuities, and an alternative in today's low interest rate environment to standard fixed annuities, CDs, and bonds of a comparable credit quality.
• Fixes coming for NY's medical malpractice crisis: New York will soon get a look at a long-awaited proposal for reforming medical malpractice insurance. With a two-year state moratorium on rate hikes for medical malpractice insurance due to expire July 1, a new package of proposals is floating in Albany's executive branch. Tort reform is not currently included in the package, but a $362 million surcharge on homeowners' insurance and auto ...
• Horizon Blue Cross defends multimillion-dollar pay for its CEO: Horizon Blue Cross Blue Shield of New Jersey officials told lawmakers today that the multimillion-dollar compensation packages that its top executive received in 2009 was reasonable for an insurance company that size.
• iPipeline Awarded Patent for Computerized Method for Preparing Insurance Applications: iPipeline, a leader in on-demand software that supports marketing, selling, and processing solutions for the nations top insurance carriers, distributors and their producers, today announced it has been granted United States Patent No. 7,689,444 by the U.S. Patent and Trademark Office. The patent covers a computerized method for preparing insurance applications. The patent, issued on March 30 ...
• iPipeline Awarded Patent for Computerized Method for Preparing Insurance Applications: EXTON, Pa.----iPipeline, a leader in on-demand software that supports marketing, selling, and processing solutions for the nations top insurance carriers, distributors and their producers, today announced it has been granted United States Patent No. 7,689,444 by the U.S.
• Horizon Blue Cross officials defend multimillion-dollar pay for its CEO: Testifying in front of the state Senate Health, Human Services and Senior Citizens Committee, executives said William J. Marino's compensation last year was inflated because of changes in accounting rules that prompted the company to pay out long-term incentives in one year instead of three.
• Life Insurance Producers Not Seeing Social Media Benefits: As many other previous experts, studies and polls already have indicated, the insurance industry is still slow to accept and adopt social media. Continuing this trend, new survey results show life insurance producers dont believe social media is helping them to generate leads.
• Phuket car sales on the rise: PHUKET: Car dealerships in Phuket are reporting that first quarter sales are up about 40 percent year-on-year, with sales to foreigners accounting for as much as half of sales at some showrooms.
• Phuket tsunami alert canceled: PHUKET: A tsunami alert for Phuket and five other nearby Andaman provinces this afternoon was canceled less than a hour after it had been issued.The National Disaster Warning Center issued the alert f...
• TAT bike tour of Old Phuket Town: PHUKET: The Tourism Authority of Thailand (TAT) office in Phuket is inviting people to take part in an educational bike ride around Phuket Old Town on May 23.The four-hour ride, which starts at 7am, w...
• Swedish tourist slashed in Phuket robbery: TAT bike tour of Old Phuket Town PHUKET: The Tourism Authority of Thailand (TAT) office in Phuket is inviting people to take part in an educational bike ride around Phuket Old Town on May 23.The four-...
• Shopping for home insurance a thankless, but necessary task: If there's one financial task I love to put off, it's shopping for insurance. But when my new premium for home insurance came in ...

Markets Related to Direct Insurance Carriers