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The Premium Report on Direct Life Insurance Carriers contains information used by Marketing Departments in many of the Fortune 1,000 companies and beyond. The report helps identify industry changes, trends, key players, and growth opportunities.

Contents:
Current State of the Industry
Market Size
Market Forecast
Products and Services Breakdown
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News
Largest Government Vendors

Current State of the Direct Life Insurance Carriers Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Direct Life Insurance Carriers

The total U.S. market size for the Direct Life Insurance Carriers industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Market Forecast - Direct Life Insurance Carriers

Market forecasts show the long term outlook for the Direct Life Insurance Carriers industry. The following five-year forecast utilizes advanced econometric techniques that take into account both short-term and long-term industry trends.

Forecast	2009	2010	2011	2012	2013	2014
Revenue ($ billion)	AVAILABLE

Source: AnythingResearch.com Economic Analysis

Income Statement (Average Financial Metrics) - Direct Life Insurance Carriers

Financial metrics provide a snapshot view of an "average" company in the Direct Life Insurance Carriers industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Direct Life Insurance Carriers

Financial ratios can be used to compare how a company in the Direct Life Insurance Carriers industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Direct Life Insurance Carriers Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Direct Life Insurance Carriers Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Geographic Distribution

The concentration of employees by states indicates how the industry (companies and workforce) is distributed throughout the country.

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Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.

Source: US Census

Compensation & Salary Surveys for Employees Working in Direct Life Insurance Carriers

Compensation statistics provides an accurate assessment of jobs in the Direct Life Insurance Carriers industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	28%
Claims adjusters, examiners, and investigators	10%
Insurance underwriters	5%
Computer and mathematical science occupations	10%
Sales and related occupations	9%
Insurance sales agents	6%
Office and administrative support occupations	38%
Customer service representatives	11%
Insurance claims and policy processing clerks	9%

Source: Bureau of Labor Statistics

Companies in Direct Life Insurance Carriers and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Direct Life Insurance Carriers Company News

Web scan for recent news about publicly traded companies in the Direct Life Insurance Carriers industry.

Government Contracts Related to Direct Life Insurance Carriers

In 2008, the federal government spent a total of $1,935,279 on Direct Life Insurance Carriers. It has awarded 47 contracts to 5 companies, with an average value of $387,056 per company.   

Top government vendors:

Company	Federal Contracts	Total Award Amount
AVAILABLE	AVAILABLE	AVAILABLE

The Industry Report on Direct Life Insurance Carriers contains the key pieces of information used by strategy and management consultants to identify market trends and accurately measure growth and industry performance.

Contents:
Current State of the Industry
Market Size
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News

Current State of the Direct Life Insurance Carriers Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Direct Life Insurance Carriers

The total U.S. market size for the Direct Life Insurance Carriers industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Income Statement (Average Financial Metrics) - Direct Life Insurance Carriers

Financial metrics provide a snapshot view of an "average" company in the Direct Life Insurance Carriers industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Direct Life Insurance Carriers

Financial ratios can be used to compare how a company in the Direct Life Insurance Carriers industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Direct Life Insurance Carriers Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Direct Life Insurance Carriers Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Compensation & Salary Surveys for Employees Working in Direct Life Insurance Carriers

Compensation statistics provides an accurate assessment of jobs in the Direct Life Insurance Carriers industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	28%
Claims adjusters, examiners, and investigators	10%
Insurance underwriters	5%
Computer and mathematical science occupations	10%
Sales and related occupations	9%
Insurance sales agents	6%
Office and administrative support occupations	38%
Customer service representatives	11%
Insurance claims and policy processing clerks	9%

Source: Bureau of Labor Statistics

Companies in Direct Life Insurance Carriers and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Direct Life Insurance Carriers Company News

Web scan for recent news about publicly traded companies in the Direct Life Insurance Carriers industry.

• Annuity FYI Endorses Secondary Market Annuities, With Rates as High as 7.75%: A better investment than most fixed-indexed annuities, and an alternative in today's low interest rate environment to standard fixed annuities, CDs, and bonds of a comparable credit quality.
• Life Insurance Producers Not Seeing Social Media Benefits: As many other previous experts, studies and polls already have indicated, the insurance industry is still slow to accept and adopt social media. Continuing this trend, new survey results show life insurance producers dont believe social media is helping them to generate leads.
• SunGard Earns Top Marks in Novaricas ACE Gold Ranking Report: SunGard has received a score of 95 out of 100 in "overall customer satisfaction" for its iWorks EAS accounting and reporting solution, in the April 2010 Novarica Average Customer Experience (ACE) Gold Ranking Report
• Insurance Providers Testing the Waters in Pool of Social Media, Reports Mintel Comperemedia: Insurance providers are reluctant to dive headfirst into the vast marketplace of social media, choosing instead to ease in, bit by bit. Mintel Comperemedia recently polled 214 independent life insurance producers.
• Reader views: Stop bashing this great British company, at least they are taking their responsibilities seriously, which is more than can be said for American companies who run for cover and hide behind American law when faced with taking responsibility for disasters caused abroad.
• Hooper Holmes Introduces iParamed Expedite: BASKING RIDGE, N.J.----Hooper Holmes today introduced iParamed Expedite, a new service that cuts costs and improves accuracy for insurance applications. It is six to seven days faster than current approaches and has been designed to quickly and accurately qualify applicants for life, long-term care, health and Medicare Supplement insurance policies.
• TAT pushes golf tourism to Phuket and Pattaya: PHUKET: The Tourism Authority of Thailand has joined with several groups to support a tour package aimed at increasing domestic golf tourism between Pattaya and Phuket.Tourism Authority of Thailand (T...
• Stephanomics: The world is moving Britain's way on cutting deficits
• A.M. Best Affirms Ratings of Gerber Life Insurance Company: OLDWICK, N.J.----A.M. Best Co. has affirmed the financial strength rating of A and issuer credit rating of a of Gerber Life Insurance Company . The outlook for both ratings is negative.
• First Premium Insurance Fuels Insurance Rating Engine with DocuSign eSignature Service: DocuSign Application Programming Interface Streamlines Insurance Application Signing Process
• Phuket car sales on the rise: PHUKET: Car dealerships in Phuket are reporting that first quarter sales are up about 40 percent year-on-year, with sales to foreigners accounting for as much as half of sales at some showrooms.
• Phuket tsunami alert canceled: PHUKET: A tsunami alert for Phuket and five other nearby Andaman provinces this afternoon was canceled less than a hour after it had been issued.The National Disaster Warning Center issued the alert f...
• TAT bike tour of Old Phuket Town: PHUKET: The Tourism Authority of Thailand (TAT) office in Phuket is inviting people to take part in an educational bike ride around Phuket Old Town on May 23.The four-hour ride, which starts at 7am, w...
• Swedish tourist slashed in Phuket robbery: TAT bike tour of Old Phuket Town PHUKET: The Tourism Authority of Thailand (TAT) office in Phuket is inviting people to take part in an educational bike ride around Phuket Old Town on May 23.The four-...
• Thai, Korean to be charged in Phuket horror smash: PHUKET: The driver of an 18-wheel truck who may have caused the death of a young Thai couple on Tuesday is expected to surrender himself to Phuket City Police next week.Thirty-year-old Faosi Samakij a...

Markets Related to Direct Life Insurance Carriers