• Premium Report
  for professionals & corporations
  $199
• Standard Report
  for startups & small businesses
  $99

The Premium Report on Finance and Insurance contains information used by Marketing Departments in many of the Fortune 1,000 companies and beyond. The report helps identify industry changes, trends, key players, and growth opportunities.

Contents:
Current State of the Industry
Market Size
Market Forecast
Products and Services Breakdown
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News
Largest Government Vendors

Current State of the Finance and Insurance Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Finance and Insurance

The total U.S. market size for the Finance and Insurance industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Market Forecast - Finance and Insurance

Market forecasts show the long term outlook for the Finance and Insurance industry. The following five-year forecast utilizes advanced econometric techniques that take into account both short-term and long-term industry trends.

Forecast	2009	2010	2011	2012	2013	2014
Revenue ($ billion)	AVAILABLE

Source: AnythingResearch.com Economic Analysis

Income Statement (Average Financial Metrics) - Finance and Insurance

Financial metrics provide a snapshot view of an "average" company in the Finance and Insurance industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Finance and Insurance

Financial ratios can be used to compare how a company in the Finance and Insurance industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Finance and Insurance Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Finance and Insurance Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Geographic Distribution

The concentration of employees by states indicates how the industry (companies and workforce) is distributed throughout the country.

Please upgrade your web browser.

Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.

Source: US Census

Compensation & Salary Surveys for Employees Working in Finance and Insurance

Compensation statistics provides an accurate assessment of jobs in the Finance and Insurance industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	31%
Claims adjusters, examiners, and investigators	16%
Insurance underwriters	8%
Loan officers	19%
Computer and mathematical science occupations	7%
Sales and related occupations	11%
Insurance sales agents	7%
Office and administrative support occupations	45%
Customer service representatives	8%
Loan interviewers and clerks	14%
Insurance claims and policy processing clerks	10%
Office clerks, general	6%

Source: Bureau of Labor Statistics

Companies in Finance and Insurance and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Finance and Insurance Company News

Web scan for recent news about publicly traded companies in the Finance and Insurance industry.

Government Contracts Related to Finance and Insurance

In 2008, the federal government spent a total of $1,105,455,919 on Finance and Insurance. It has awarded 3,176 contracts to 477 companies, with an average value of $2,317,518 per company.   

Top government vendors:

Company	Federal Contracts	Total Award Amount
AVAILABLE	AVAILABLE	AVAILABLE

The Industry Report on Finance and Insurance contains the key pieces of information used by strategy and management consultants to identify market trends and accurately measure growth and industry performance.

Contents:
Current State of the Industry
Market Size
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News

Current State of the Finance and Insurance Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Finance and Insurance

The total U.S. market size for the Finance and Insurance industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Income Statement (Average Financial Metrics) - Finance and Insurance

Financial metrics provide a snapshot view of an "average" company in the Finance and Insurance industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Finance and Insurance

Financial ratios can be used to compare how a company in the Finance and Insurance industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Finance and Insurance Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Finance and Insurance Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Compensation & Salary Surveys for Employees Working in Finance and Insurance

Compensation statistics provides an accurate assessment of jobs in the Finance and Insurance industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	31%
Claims adjusters, examiners, and investigators	16%
Insurance underwriters	8%
Loan officers	19%
Computer and mathematical science occupations	7%
Sales and related occupations	11%
Insurance sales agents	7%
Office and administrative support occupations	45%
Customer service representatives	8%
Loan interviewers and clerks	14%
Insurance claims and policy processing clerks	10%
Office clerks, general	6%

Source: Bureau of Labor Statistics

Companies in Finance and Insurance and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Finance and Insurance Company News

Web scan for recent news about publicly traded companies in the Finance and Insurance industry.

• Finance regulators will be given wide discretion _ is that wise?: WASHINGTON Fine points are being finalized in the sweeping overhaul of financial regulation now before congressional negotiators, yet one change is abundantly clear: Regulators, not lawmakers, will fill in the blanks to ensure that Wall Street can never again inflict such pain on the nation.
• A.M. Best Revises HSBC Ratings: A.M. Best downgraded the ratings for HSBC Insurance Company, which is a property/casualty subsidiary of HSBC, keeping the outlook for all ratings stable.
• Pay tax on Ulips if SC calls them not pure insurance: Unless the Supreme Court says that unit-linked insurance plans are a "pure life insurance product", the government would impose a tax on withdrawals from savings made in this popular scheme.
• Shake-up in store for Britain's finance sector: THE new Chancellor of the Exchequer, George Osborne, has announced an overhaul of Britain's regulatory system, one which dissolves the finance watchdog and hands broad new powers to the Bank of England.
• German Banking, Insurance Bonus Limits Go to Parliamentary Vote: June 17 (Bloomberg) -- German lawmakers will vote today on a draft law allowing regulators to block or limit inappropriately high bonus payments to bank executives as part of efforts to stem bankers appetite for risk.
• Aditya Birla Finance enters microfinance business: Aditya Birla Finance today said it has entered the microfinance business and has closed a financing deal with a Hyderabad-based MFI that has a borrower-base of over one lakh customers and is active in four states.
• Kwik Fit Insurance Adopts Conversion Management Solution From Maxymiser to Increase Web Personalization: Insurance specialist will use Maxymiser to provide scientific proof of winning web content using multivariate testing, visitor segmentation and web personalization.
• Finance Minister: Low Consumption Key Factor for Budget Revision: One of the main factors that necessitated the revision of Bulgarias 2010 state budget is the low level of domestic consumer demand, said Finance Minister Djankov at opening of the Parliament debate on the budget update.
• Korea Housing Finance to Start Meeting With Investors on June 21: Korea Housing Finance Corp., the state-run home funding provider, will begin meeting with investors from June 21 to market its benchmark-size dollar bond sale, according to a person familiar with the matter.
• Federal officials back life insurance industry on new accounting rules: Finance minister, insurance regulator urge international body to examine new regulations for possible negative impact
• Ritter Park Puts Wildlife Front and Center: If rivers could talk we'd learn volumes of history.
• Commercial Mortgages: Political risk and real estate investment: Apopular song called Tubthumping, by politically controversial British pop band Chumbawamba, has a line in it that commercial real estate investors might sing as they struggle against their own political headwinds. The songs chorusI get knocked down, but I get up again . . . youre never going to keep me downseems appropriate, given the recent activity in the industry.
• Statement by EU Finance Ministers on Stabilization Fund: Text: Following is a statement issued today by European Union finance ministers after an emergency meeting in Brussels.
• Understanding risk insurance: The risk insurance industry is fraught with complexities. Angela Faherty takes a look at the challenges facing the sector, and how it can work to better educate consumers about the need for insurance.
• BNZ, ANZ rate poorly in pressure sales poll: Bank customers rate BNZ and ANZ the most annoying exponents of "cross-selling" - the practice of bank staff selling new financial products such as insurance, credit cards and KiwiSaver accounts, according to a survey by finance sector union Finsec.

Markets Related to Finance and Insurance