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The Premium Report on Real Estate Credit contains information used by Marketing Departments in many of the Fortune 1,000 companies and beyond. The report helps identify industry changes, trends, key players, and growth opportunities.

Contents:
Current State of the Industry
Market Size
Market Forecast
Products and Services Breakdown
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News
Largest Government Vendors

Current State of the Real Estate Credit Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Real Estate Credit

The total U.S. market size for the Real Estate Credit industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Market Forecast - Real Estate Credit

Market forecasts show the long term outlook for the Real Estate Credit industry. The following five-year forecast utilizes advanced econometric techniques that take into account both short-term and long-term industry trends.

Forecast	2009	2010	2011	2012	2013	2014
Revenue ($ billion)	AVAILABLE

Source: AnythingResearch.com Economic Analysis

Income Statement (Average Financial Metrics) - Real Estate Credit

Financial metrics provide a snapshot view of an "average" company in the Real Estate Credit industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Real Estate Credit

Financial ratios can be used to compare how a company in the Real Estate Credit industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Real Estate Credit Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Real Estate Credit Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Geographic Distribution

The concentration of employees by states indicates how the industry (companies and workforce) is distributed throughout the country.

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Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.

Source: US Census

Compensation & Salary Surveys for Employees Working in Real Estate Credit

Compensation statistics provides an accurate assessment of jobs in the Real Estate Credit industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	31%
Loan officers	19%
Sales and related occupations	11%
Office and administrative support occupations	45%
Customer service representatives	8%
Loan interviewers and clerks	14%

Source: Bureau of Labor Statistics

Companies in Real Estate Credit and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Real Estate Credit Company News

Web scan for recent news about publicly traded companies in the Real Estate Credit industry.

Government Contracts Related to Real Estate Credit

In 2008, the federal government spent a total of $1,439,085 on Real Estate Credit. It has awarded 37 contracts to 17 companies, with an average value of $84,652 per company.   

Top government vendors:

Company	Federal Contracts	Total Award Amount
AVAILABLE	AVAILABLE	AVAILABLE

The Industry Report on Real Estate Credit contains the key pieces of information used by strategy and management consultants to identify market trends and accurately measure growth and industry performance.

Contents:
Current State of the Industry
Market Size
Financial Statements - Income Statement
Salary & Compensation Statistics
Key Companies
Public Company News

Current State of the Real Estate Credit Industry

This section provides answers to five fundamental and commonly-asked questions about the industry:

1. What is the total market size ($ millions)?
2. How much has the market grown or declined?
3. Are long term forecasts positive or negative?
4. How large is the average company?
5. How many companies are in the industry?

Market Size - Real Estate Credit

The total U.S. market size for the Real Estate Credit industry includes all companies, both public and private. In addition to total revenue, the table contains details on employees, companies, and average firm size.

Metrics	2004        2005        2006        2007        2008        2009
Market Size (Total Industry Sales)		Available Included with Instant Access Order at top of page
Total Firms
Total Locations (Headquarters and Branches)
Total Employees
Average Revenue Per Firm
Average Employees Per Firm

Source: Analysis of US Census data, updated June 8 2010

Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Income Statement (Average Financial Metrics) - Real Estate Credit

Financial metrics provide a snapshot view of an "average" company in the Real Estate Credit industry. Key business metrics show revenue and operating costs. The data collected is industry-wide, covering both public and private companies in the industry.

	Industry Average	Percent of Sales
Total Revenue	AVAILABLE Included in Report Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit
Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Source: Analysis of U.S. federal statistics

Financial Ratio Analysis - Real Estate Credit

Financial ratios can be used to compare how a company in the Real Estate Credit industry is performing relative to its peers. Financial ratios are calculated from the industry-average for income statements and balance sheets.

Liquidity Ratios - Real Estate Credit Industry	Industry Average
Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio Measures a firm's ability to pay its debts over the next 12 months.	Included
Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories.	Included

Efficiency Ratios - Real Estate Credit Industry	Industry Average
Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.	Included
Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio	Included
Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.	Included
Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.	Included

Compensation & Salary Surveys for Employees Working in Real Estate Credit

Compensation statistics provides an accurate assessment of jobs in the Real Estate Credit industry and national salary averages. This information can be used to asses which positions are most common, and high, low, and average annual wages.

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management occupations	8%	AVAILABLE Included in Report Order at top of page
Chief executives	0%
General and operations managers	2%
Business and financial operations occupations	31%
Loan officers	19%
Sales and related occupations	11%
Office and administrative support occupations	45%
Customer service representatives	8%
Loan interviewers and clerks	14%

Source: Bureau of Labor Statistics

Companies in Real Estate Credit and Adjacent Industries

Company	Address	Key Contact
AVAILABLE	AVAILABLE	AVAILABLE

Public Real Estate Credit Company News

Web scan for recent news about publicly traded companies in the Real Estate Credit industry.

• Real Estate News: Rethinking the Dream of Home Ownership: Here is a look at real-estate news in today's WSJ:
• Senate passes tax credit extension: Mortgage firms and real estate attorneys scrambling to beat the June 30 closing deadline for homebuyers to qualify for a federal tax credit may have three more months to get it done. The Senate amended a bill Wednesday that extends the closing deadline until September 30 to give lenders some breathing room. Nevada Sen. Harry Reid, who [...]
• Real estate license revoked: State says local real estate agent engaged in fraudulent action for personal gain. document.write (" "); A local real estate agent is in trouble with the state, accused of engaging "in numerous fraudulent actions" for his personal gain.
• Real estate deals too good to be true; Buyers fall prey to fraud in Myrtle Beach area: Robert Riley and his wife, Carol, admit they should have been more skeptical.
• Real Estate Blog: Free foreclosure-prevention workshop: Consumer Credit Counseling Services of Hampton Roads will offer a free foreclosure-prevention workshop June 30.
• Real estate market shows signs of strengthening: After a weak showing through much of the previous couple of years, Northwest Michigans residential real estate market strengthened somewhat through the first five months of 2010.
• Real Estate Authority Expands Alliances to Give Homeowners Nationwide the Best Chance Of Success with a Short Sale: Utah based real estate expert, JK Short Sale, has proudly expanded their professional alliances to give homeowners nationwide the best chance of success with a short sale. (PRWeb Jun 16, 2010) Read the full story at http://www.prweb.com/releases/utah-short-sales/short-sale-in-los-angeles/prweb4148644.htm
• Real Estate Authority Expands Alliances to Give Homeowners Nationwide the Best Chance Of Success with a Short Sale: Utah based real estate expert, JK Short Sale, has proudly expanded their professional alliances to give homeowners nationwide the best chance of success with a short sale.
• CBRC Sees Growing Credit Risks in China Real-Estate Sector: Chinas banking regulator said it sees growing credit risks in the nations real-estate industry. Risks associated with home mortgages and building and the risk of a chain effect may reappear in real-estate development loans, the China Banking Regulatory Commission said in its annual report published on its website today.
• CBRC Sees Growing Credit Risks in China Real-Estate Sector: June 15 (Bloomberg) -- Chinas banking regulator said it sees growing credit risks in the nations real-estate industry.
• Homebuyer tax credit local boon: The federal homebuyer tax credit, which expired on Friday, April 30, had a substantial impact on Kossuth County real estate.
• Real-estate fraud suspect will be tried in decade-old case: The suspect in a decade-old real-estate fraud case is back inCowlitz County, nine years after he vanished before he was to standtrial.
• Real Estate 2010: Beyond the Home Buyer Tax Credit: RISMEDIA, May 8, 2010Now that the home buyer tax credit has expired, real estate professionals across the country are taking a step back and gauging how big of an impact it had on the fragile real estate market. Here, Earl Lee,
• Real estate matters: Clarifying long-term homeowner tax credit eligibility: I am looking for some clarification. In a prior column, you wrote: "To qualify for the long-term homeowner tax credit, the IRS has clarified that eligible taxpayers must show that they lived in their old homes for a five-consecutive-year period (or, 60 consecutive months) during the eight-year...
• Real estate matters: Clarifying long-term homeowner tax credit eligibility: Q: I am looking for some clarification. In a prior column, you wrote: "To qualify for the long-term homeowner tax credit, the IRS has clarified that eligible taxpayers must show that they lived in their old homes for a five-consecutive-year period (or, 60 consecutive months) during the eight-year period ending on the purchase date of the new home."

Markets Related to Real Estate Credit