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Credit Bureaus Industry Research
Research Contents
Market Size
Income Statement
Financial Ratios
Salaries Government Contracts Related Industries Geographic Distribution
Salaries Government Contracts Related Industries Geographic Distribution
Overview:
The report on the Credit Bureaus Industry gives information on the current state and trends across the U.S. Market research statistics show growth and changes affecting companies in the industry.
This industry consists of companies that are compiling information, such as credit and employment histories on individuals and credit histories on businesses, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of these persons and businesses.
Market Size - Credit Bureaus
The five year growth rate for the Credit Bureaus industry is: x%| Metrics | 2003 2004 2005 2006 2007 2008 2009E | |
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| Market Size |
Available Included with Instant Access Order at top of page | |
| Total Firms | ||
| Total Locations (Headquarters and Branches) | ||
| Total Employees | ||
| Average Revenue Per Firm | ||
| Average Employees Per Firm | ||
Income Statement (Average Financial Metrics) - Credit Bureaus
| Industry Average | Percent of Sales | |
|---|---|---|
| Total Revenue | AVAILABLE Included in Report Order at top of page |
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| Operating Revenue | ||
| Cost of Goods Sold | ||
| Gross Profit | ||
Operating Expenses | ||
| Pension, profit sharing plans, stock, annuity | ||
| Repairs | ||
| Rent paid on business property | ||
| Charitable Contributions | ||
| Depletion | ||
| Domestic production activities deduction | ||
| Advertising | ||
| Compensation of officers | ||
| Salaries and wages | ||
| Employee benefit programs | ||
| Taxes and Licenses | ||
| Bad Debts | ||
| Depreciation | ||
| Amortization | ||
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| Total Operating Expenses | ||
| Operating Income | ||
| Non-Operating Income | ||
| EBIT (Earnings Before Interest and Taxes) | ||
| Interest Expense | ||
| Earnings Before Taxes | ||
| Income Tax | ||
| Net Profit | ||
Financial Ratio Analysis - Credit Bureaus
Ratios allow you to compare how a business is performing against its peers in the Credit Bureaus industry.| Liquidity Ratios - Credit Bureaus Industry | Industry Average |
|---|---|
| Liquidity Ratios measure how liquid a business is. Bankers and suppliers may use these to determine creditworthiness and identify potential threats to a company's financial viability. | |
| Current Ratio Measures a firm's ability to pay its debts over the next 12 months. |
Included |
| Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories. |
Included |
| Efficiency Ratios - Credit Bureaus Industry | Industry Average |
|---|---|
| Efficiency Ratios measure how quickly products and services sell, and effectively collections policies are implemented. | |
| Receivables Turnover Ratio If this number is low compared to the industry average, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections. |
Included |
| Average Collection Period Based on the Receivables Turnover Ratio, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover Ratio |
Included |
| Inventory Turnover Ratio A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort. |
Included |
| Fixed-Asset Turnover Ratio Generally, a higher ratio is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue. |
Included |
Source: Analysis of IRS tax returns
Distribution of Employees by State
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Move mouse over states to see employment numbers
Note: Round numbers are estimates. Precise numbers are actuals.
Source: US Census
Salary Information for Employees Working in Credit Bureaus
| Title | Percent of Workforce | Bottom Quartile | Average (Median) | Upper Quartile |
|---|---|---|---|---|
| Management occupations | 4% | $57,020 | $83,310 | $122,080 |
| Chief executives | 0% | $106,900 | $0 | $0 |
| General and operations managers | 2% | $57,660 | $83,320 | $124,620 |
| Sales and related occupations | 26% | $17,300 | $21,000 | $28,400 |
| Telemarketers | 19% | $16,770 | $19,640 | $24,010 |
| Office and administrative support occupations | 57% | $20,290 | $24,770 | $31,470 |
| Bill and account collectors | 13% | $22,020 | $26,820 | $32,820 |
| Customer service representatives | 19% | $19,180 | $22,910 | $28,190 |
Government Contracts Related to Credit Bureaus
In 2008, the federal government spent a total of $25,402,663 on Credit Bureaus. It has awarded 170 contracts to 17 companies, with an average value of $1,494,274 per company.Related Companies
| Company | Address | Key Contact |
|---|---|---|
| MOODYS CORPORATION | 7 Wtc, New York, NY 10007 | Charles Marino |
| THE DUN & BRADSTREET CORPORATION | 103 Jfk Parkway, Short Hills, NJ 7078. | Richard Veldran |
| WILLIAMS LEA INC. | 233 S Wacker Dr Ste 4850, Chicago, IL 60610 | Jared Bottarini |
| CHARTONE, INC. | 47 Main St, Waterville, ME 49016 | Steve Bosse |
| CBC COMPANIES, INC. | 250 E Town St, Columbus, OH 43220 | William H. Price |
| THE CBE GROUP, INC. | Po Box 900, Waterloo, IA 50700 | Robert S. Kahler |
| C2 LEGAL OF MICHIGAN, L.L.C. | 1250 Kirts Blvd Ste 200, Troy, MI 48080 | Jeff Hoskow |
| MID WEST MEDICAL RECORDS INC. | 999 N Plaza Dr Ste 690, Schaumburg, IL 60170 | |
| ETRANS PLUS INC. | 2525 Perimeter Place Dr Ste 133, Nashville, TN 37210 | John A. Reigord |
| RECORD COPY SERVICES CO. | 30 N La Salle St Ste 1800, Chicago, IL 60600 | John T. Mathews |
Related News
- New law should simplify access to credit reports (Ventura County Star)
Beginning April 1, when you go online to view your federally mandated free annual credit reports, you?ll get exactly what you came for. Hopefully.The Credit CARD Act of 2009, which has eliminated a number of unfair credit card practices, also required the Federal Trade Commission to issue new rules to prevent deceptive marketing of the free reports generated by each of the three national credit ... - Free credit reports hard to find (The Tuscaloosa News)
By Michelle Singletary WASHINGTON Beginning April 1, when you go online to view your federally mandated free annual credit reports, you?ll get exactly what you came for. Hopefully. - Law simplifies access to free credit reports (Lawrence Journal-World)
Beginning April 1, when you go online to view your federally mandated free annual credit reports, you?ll get exactly what you came for. Hopefully. - FTC takes on the many 'free' credit report sites (The Springfield News-Leader)
The Snuggie is a textbook example of the power of advertising. It's safe to say that few people believed they needed a blanket with sleeves until they saw one on TV. - Of the 77% of Americans Who Know What a Credit Score Is, 26% Know Difference Between Hard and Soft Credit Inquiry (PRWeb via Yahoo! News)
A February 2010 survey of 1,000 U.S. consumers revealed that just 19% know the difference between a hard credit inquiry and a soft credit inquiry. - Iraqi elections America's final hurdle (MalaysiaNews.net)
NBC News World Blog aims to provide a dynamic look at world events and trends -- both big and small -- from NBC News correspondents, producers, and bureaus around the world. Online entries -- from tex... - Census delivering surveys (Billings Gazette)
In almost all of Eastern Montana , census workers are alreadygoing door to door to hand-deliver the 10-question survey that isthe fundamental part of the U.S. Census Bureaus decennialpopulation count. - Survey Reveals Women Know Less About Credit Scores Than Men (PRWeb via Yahoo! News)
Even though 77% of Americans claim to know what a credit score is, women have less knowledge about credit scores than men. - World Blog: Iraqi elections America's final hurdle? (MSNBC)
Sunday's vote could put Iraq on a peaceful path and allow American troops to leave here with their heads high and finally ? honestly - say, mission accomplished. - Relevant Links (AllAfrica.com)
"Through the credit reporting mechanism that will be completed by end of this year, lenders will be able to use credit information to mitigate risk in lending," said Mr Tony Lythgoe, head of International Finance Corporation's Global Credit Bureaus.
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Related Industry Reports
2010 Credit Bureaus Industry Statistics, Market Size,
and Trends
are now available.