AnythingResearch - Industry Analysis and Market Research Reports
Better Data, Better Decisions

Savings Institutions Industry Analysis

Identify industry changes, evaluate the market size, market outlook, trends, key players, and growth opportunities.

Contents Standard Report Premium Report
Industry Overview & Outlook . .
- Market Size
(industry trends)
. .
- Market Forecast   .
- Products/Services Breakdown   .
- Revenue per State . .
$ Financial Metrics . .
$ Salary & Compensation Benchmarks . .
@ Key Companies   .
- Industry News & Innovators   .
Instant Download - Available immediately upon purchase . .
Download both PDF and Excel
Download to PDF Download to Excel
. .
Download now:

2018 Market Analysis & Industry Outlook: Savings Institutions

Overview: the U.S. Savings Institutions Industry

This section provides answers to key questions about the industry:

  1. What is the total market size (industry revenue)?
  2. What is the industry outlook?
  3. Market Analysis: Is the market growing or declining, and how quickly?
  4. Are long-term forecasts positive or negative?
  5. What is the average company size in the industry?
  6. How many companies are in the industry?

Market Size & Industry Statistics

The total U.S. industry market size for Savings Institutions: Industry statistics cover all companies in the United States, both public and private, ranging in size from small businesses to market leaders. In addition to revenue, the industry market analysis shows information on employees, companies, and average firm size.

Investors, banks, and business executives use growth rates and industry trends to understand the market outlook and opportunity.

market size 2018
Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Statistics 2012        2013        2014        2015        2016        2017
Market Size
(Total Sales/Revenue)

Order at top of page
Total Firms
Total Employees
Average Revenue Per Firm
Average Employees Per Firm
Statistics Source: U.S. Census, AnythingResearch Market Analysis

Market Forecast

Market forecasts show the long term industry outlook and future growth trends. The following five-year demand forecast projects both short-term and long-term trends.

market forecast

Forecast / Industry Outlook 2017 2018 2019 2020 2021 2022
Market Forecast ($ millions)
Projected Industry Growth Rate (%)
Source: AnythingResearch Economic Analysis

U.S. Geographic Distribution: Revenue Statistics by State

Market Size by State ($ millions) indicates how the industry's competition is distributed throughout the country. State-level information can identify areas with higher and lower industry market share than average.

U.S. map by state

Savings Institutions Industry Price Trends

Rise and fall in market prices are affectedd by supply, demand, and the cost of goods/services sold. Higher demand or COGS will put upward price pressure on prices. Higher competition among Savings Institutions companies will put a downward pressure on prices. The chart shows how prices are changing within the industry, month-to-month over the last three years.

example price index trendline

Income Statement (Average Financial Metrics)

Financial metrics provide a snapshot view of a benchmark "average" company. Key business metrics show revenue and operating costs. The data collected covers both public and private companies.

Industry AveragePercent of Sales
(Industry Benchmark)
Total Revenue

Order at top of page
Operating Revenue
Cost of Goods Sold
Gross Profit

Operating Expenses
Pension, profit sharing plans, stock, annuity
Rent paid on business property
Charitable Contributions
Domestic production activities deduction
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit
Source: AnythingResearch Analysis of U.S. federal statistics

Financial Ratio Analysis

Financial ratio information can be used to benchmark how a Savings Institutions company compares to its peers. Accounting statistics are calculated from the industry-average for income statements and balance sheets.

Profitability & Valuation RatiosIndustry Average
Company valuation can be measured based on the firm's own performance, as well as in comparison against its industry competitors. These metrics show how the average company in the Savings Institutions industry is performing.
Profit Margin
Gross Profit Margin, Operating Profit Margin, and Net Profit Margin. Show company earnings relative to revenues.
Return on Equity (ROE)
Return on Equity (ROE) is net income as a percentage of shareholders' equity. Shareholders' Equity is defined as the company's total assets minus total liabilities. ROE shows how much profits a company generates with the money shareholders invested (or with retained earnings).
Return on Assets (ROA)
Return on Assets (ROA) is net income relative to total assets. The market research on Savings Institutions measures how efficiently the company leverages its assets to generate profit. ROA is calculated as Net Income divided by Total Assets.

Liquidity RatiosIndustry Average
Bankers and suppliers use liquidity to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio
Measures a firm's ability to pay its debts over the next 12 months.
Quick Ratio (Acid Test)
Calculates liquid assets relative to liabilities, excluding inventories.

Efficiency Ratios - Key Performance IndicatorsIndustry Average
Measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio
If this number is low in your business when compared to the industry average in the research report, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.
Average Collection Period
Based on the Receivables Turnover, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover
Inventory Turnover
A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.
Fixed-Asset Turnover
Generally, higher is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.

Compensation & Salary Surveys for Employees

Compensation statistics provides an accurate assessment of industry-specific jobs and national salary averages. This information can be used to identify which positions are most common, and high, low, and average annual wages.

TitlePercent of WorkforceBottom Quartile Average (Median) SalaryUpper Quartile
Management Occupations 9%

Order at top of page
Chief Executives0%
General and Operations Managers2%
Operations Specialties Managers 6%
Business and Financial Operations Occupations 18%
Financial Specialists 15%
Credit Counselors and Loan Officers 8%
Loan Officers 8%
Sales and Related Occupations 8%
Sales Representatives, Services 7%
Securities, Commodities, and Financial Services Sales Agents 6%
Securities, Commodities, and Financial Services Sales Agents 6%
Office and Administrative Support Occupations 60%
Supervisors of Office and Administrative Support Workers 7%
First-Line Supervisors of Office and Administrative Support Workers 7%
First-Line Supervisors of Office and Administrative Support Workers 7%
Financial Clerks 32%
Tellers 28%
Tellers 28%
Information and Record Clerks 16%
Customer Service Representatives 7%
Customer Service Representatives 7%
Source: Bureau of Labor Statistics

Savings Institutions Industry Market Share [PREMIUM]

Largest companies in the industry and related industries, with private company revenue estimates.

CompanyAddressRevenue Estimate

Innovation News

  • Blue Hills Bank trademarks "POWERED BY AGILITY" - providing residential and consumer lending services and mortgage banking - 02/27/2018
  • Bofi Holding trademarks "AXOS" - issuance of credit cards; electronic payment card services - 02/23/2018
  • Washington Federal trademarks "WAFD" - Banking services - 02/23/2018
  • United Community Bank raises $380 million in funding. - 02/14/2018
  • Malvern Bancorp raises $25 million in funding. - 02/15/2017
  • Northeast Bancorp /Me/ raises $15 million in funding. - 07/08/2016

  • Top Innovators

    CompanyInnovation Score
    New York Community Bancorp
    Santander Bank N.a.

    Additional companies, details and innovation scoring in the full report.

    Latest Industry News

    • Why children's savings accounts should be America's next wealth transfer program - Children’s savings accounts are long-range investments typically ... This $40,000 could be used to finance debt-free higher education at most public institutions. Closing the racial wealth gap This approach fits American values by leveraging investment ... (01/10/2018)
    • In 2018, More Banks Will Offer AI-powered Automated Savings to Attract Millennials - According to Business Insider Intelligence, automated savings is a feature more banks will add in 2018 to grow positive financial habits among customers and earn their loyalty. These banks will follow the lead of financial institutions that have already ... (01/10/2018)
    • What you need to know about taxable savings bonds - What are these bonds not eligible for? These bonds are not transferable. The 7.75% savings bonds can also not be traded in the secondary market, nor can they be used as collateral for loans from either banks or non-banking financial institutions. (01/10/2018)
    • Namibia: Make Your Savings a Priority - FNB - "Start your savings journey by looking at innovative solutions that ... AllAfrica publishes around 800 reports a day from more than 140 news organizations and over 500 other institutions and individuals, representing a diversity of positions on every ... (01/09/2018)
    • Behind Iran's protests, anger over lost life savings and tightfisted budgets - Photo: Mohammad Ahangari The unnamed woman is one of countless Iranians who say their savings have been wiped out by the collapse of fraudulent businesses and unlicensed credit institutions in recent years. Economists are now pointing to the abrupt closure ... (01/07/2018)
    • Wisconsin College Savings Program Surpasses $5 Billion Mark - MADISON, Wisconsin, Jan. 5-- The Wisconsin Department of Financial Institutions issued the following news release: The Wisconsin College Savings Program reached an important milestone in the new year, eclipsing the $5 billion mark in assets as of January 3 ... (01/06/2018)
    • ASA Savings and Loans donates to Kumasi Children’s Home - Handing over the items to officials of the Home, the Operations Manager of ASA Savings and Loans, Mr. Sajibur Rahman, said since the beginning of their operations in the country, from 2008, the company has supported a number of institutions across the country. (01/06/2018)
    • Will savings rates improve in 2018? Experts are optimistic on real returns this year as inflation falls back - This is likely to force those larger institutions to compete more on price to hold on to their customers. 2017 was a really positive year for active savers, as best buy rates across nearly all types of savings accounts increased throughout the year. (01/05/2018)
    • Kennebunk Savings brings home trophy - For the past four years Biddeford Savings, Kennebunk Savings, Saco & Biddeford Savings Institution and SIS Bank have held a friendly competition that encourages participation in Community Campaign. Last year Kennebunk Savings lost the trophy to Biddeford ... (01/04/2018)
    • The three things saving us from Trump - As this appalling year limps to a close, with President Trump consistently underperforming even the lowest of expectations, a note of holiday cheer: Our country’s institutions and values have, so far, proven remarkably resilient. This outcome was not a ... (12/29/2017)

    Growth Opportunities / Competitive Threats

    Companies in other industries may also sell similar products. Since there is an overlap in the customer base, there may be an opportunity for companies in Savings Institutions to sell additional products/services offered by these adjacent industries. Alternatively, these industries may identify further products in this industry to target. Products most at risk are those with the highest profit margins and lowest barriers to entry.

    The following industries are competing channels for sales of similar products/services.

    Loan Products - Income
    Competing IndustrySales Relative to Savings InstitutionsOpportunity/Threat
    Commercial Banking
    Sales Financing Competing industry
    Credit Unions Competing industry
    Mortgage & Nonmortgage Loan Brokers Competing industry
    Investment Banking & Securities Dealing Competing industry

    Sales from other industries of Loan Products - Income are less than those from Savings Institutions. This may mean that other channels are a competitive risk of increasing their Loan Products - Income sales, taking market share from this industry.
    Loan Products - Income Product Sales Report

    Loans To Consumers - Secured, Residential Mortgages
    Competing IndustrySales Relative to Savings InstitutionsOpportunity/Threat
    Commercial Banking
    Credit Unions Competing industry
    Mortgage & Nonmortgage Loan Brokers Competing industry

    Sales from other industries of Loans To Consumers - Secured, Residential Mortgages are less than those from Savings Institutions. This may mean that other channels are a competitive risk of increasing their Loans To Consumers - Secured, Residential Mortgages sales, taking market share from this industry.
    Loans To Consumers - Secured, Residential Mortgages Product Sales Report

    Loans To Businesses - Commercial And Industrial Mortgages
    Loans To Businesses - Commercial And Industrial Mortgages Product Sales Report

    Loans To Consumers - Secured, Home Equity
    Loans To Consumers - Secured, Home Equity Product Sales Report

    Loans To Consumers - Secured, Vehicle
    Loans To Consumers - Secured, Vehicle Product Sales Report

    Deposit Account Service Packages
    Deposit Account Service Packages Product Sales Report

    Financing Related To Securities
    Financing Related To Securities Product Sales Report

    Credit Card Products - Income
    Credit Card Products - Income Product Sales Report

    Credit Card Cardholder Products - Consumer
    Credit Card Cardholder Products - Consumer Product Sales Report

    Separately-Priced Deposit Account Products
    Separately-Priced Deposit Account Products Product Sales Report

    Segments classified within this market research report

    This industry market research report includes companies whose primary business is any of the following:
    State savings and loan associations, Savings banks, Institutions, savings, Federal savings banks, Savings and loan associations (S&L), Savings institutions, Associations, savings and loan, State savings banks, Mutual savings banks, Federal savings and loan associations (S&L), Banks, etc.

    Related Reports

    Can't find what you're looking for? We have over a thousand market research reports. Ask us and an analyst will help you find what you need.

    Industries Related to Savings Institutions

    Savings Institutions