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2025 U.S. Industry Statistics & Market Forecast - Activities Related to Credit Intermediation
Market Size & Industry Statistics
The total U.S. industry market size for Activities Related to Credit Intermediation:
Industry statistics cover all companies in the United States, both public and private, ranging in size from small businesses to market leaders.
In addition to revenue, the industry market analysis shows information on employees, companies, and average firm size.
Investors, banks, and business executives use growth rates and industry trends to understand the market outlook and opportunity.
| Statistics | 2020 2021 2022 2023 2024 | |
|---|---|---|
| Market Size (Total Sales/Revenue) |
Order at top of page | |
| Total Firms | ||
| Total Employees | ||
| Average Revenue Per Firm | ||
| Average Employees Per Firm | ||
| Average Revenue Per Employee | ||
Market Forecast
Market forecasts show the long term industry outlook and future growth trends. The following extended five-year forecast projects both short-term and long-term trends.
| Forecast / Industry Outlook | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| Market Forecast ($ millions) | |||||
| Projected Industry Growth Rate (%) | |||||
Industry Insights
Major trends affect the Activities Related to Credit Intermediation industry include:- Increasing regulatory scrutiny and compliance costs
- Rising adoption of fintech and digital-only banking platforms
- Growth in use of artificial intelligence and machine learning for risk assessment
- Higher demand for transparency and enhanced customer service
- Integration of blockchain technology for secure and efficient transactions
- Shift towards sustainable and socially responsible lending
- Expansion of services to underserved markets through mobile and online banking
- Increased cybersecurity threats and need for robust protective measures
- Impact of economic fluctuations on loan demand and credit quality
- Growing importance of data analytics in customer acquisition and retention
Product & Services Breakdown
Research products and services in the Activities Related to Credit Intermediation industry generating sales. Note that products are broken into categories with different levels of classification.| Product Description | Number of Companies | Sales ($ millions) | Percent of Total Sales |
|---|---|---|---|
Industry Total |
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Loan Services - Income |
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Loans To Financial Businesses |
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Loans To Non-Financial Businesses |
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Residential Mortgage Loans |
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Vehicle Loans, Consumer |
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All Other Secured Or Guaranteed Loans To Consumers |
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Unsecured Loans To Consumers |
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Credit Card Services - Income |
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Credit Card Services For Cardholders, Business And Government |
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Credit Card Services For Cardholders, Consumer |
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Credit Card Services For Merchants |
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Credit Card Association Products |
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Other Credit Financing Services - Income |
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Brokering And Dealing Services For Debt Instruments |
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Trading Debt Instruments On Own Account - Net Gains (Losses) |
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Deposit Account Service Packages, Except Business |
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Separately-Priced Deposit Account Services, Except Business |
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Cash Handling And Management Services For Business |
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Document Payment Services |
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Automated Clearinghouse (Ach) Services - Fees |
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Other Products Supporting Financial Services - Fees |
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U.S. Geographic Distribution: Revenue Statistics by State
Market Size by State ($ millions) indicates how the industry's competition is distributed throughout the country. State-level information can identify areas with higher and lower industry market share than average.
Income Statement (Average Financial Metrics)
Financial metrics provide a snapshot view of a benchmark "average" company. Key business metrics show revenue and operating costs. The data collected covers both public and private companies.| Industry Average | Percent of Sales (Industry Benchmark) |
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|---|---|---|
| Total Revenue | Order at top of page |
|
| Operating Revenue | ||
| Cost of Goods Sold | ||
| Gross Profit | ||
Operating Expenses | ||
| Pension, profit sharing plans, stock, annuity | ||
| Repairs | ||
| Rent paid on business property | ||
| Charitable Contributions | ||
| Depletion | ||
| Domestic production activities deduction | ||
| Advertising | ||
| Compensation of officers | ||
| Salaries and wages | ||
| Employee benefit programs | ||
| Taxes and Licenses | ||
| Bad Debts | ||
| Depreciation | ||
| Amortization | ||
| Other Operating Expenses | ||
| Total Operating Expenses | ||
| Operating Income | ||
| Non-Operating Income | ||
| EBIT (Earnings Before Interest and Taxes) | ||
| Interest Expense | ||
| Earnings Before Taxes | ||
| Income Tax | ||
| Net Profit Net Income | ||
Financial Ratio Analysis
Financial ratio information can be used to benchmark how a Activities Related to Credit Intermediation company compares to its peers. Accounting statistics are calculated from the industry-average for income statements and balance sheets.| Profitability & Valuation Ratios | Industry Average |
|---|---|
| Company valuation can be measured based on the firm's own performance, as well as in comparison against its industry competitors. These metrics show how the average company in the Activities Related to Credit Intermediation industry is performing. | |
| Profit Margin Gross Profit Margin, Operating Profit Margin, and Net Profit Margin. Show company earnings relative to revenues. |
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| Return on Equity (ROE) Return on Equity (ROE) is net income as a percentage of shareholders' equity. Shareholders' Equity is defined as the company's total assets minus total liabilities. ROE shows how much profits a company generates with the money shareholders invested (or with retained earnings). |
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| Return on Assets (ROA) Return on Assets (ROA) is net income relative to total assets. The market research on Activities Related to Credit Intermediation measures how efficiently the company leverages its assets to generate profit. ROA is calculated as Net Income divided by Total Assets. |
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| Liquidity Ratios | Industry Average |
|---|---|
| Bankers and suppliers use liquidity to determine creditworthiness and identify potential threats to a company's financial viability. | |
| Current Ratio Measures a firm's ability to pay its debts over the next 12 months. |
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| Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories. |
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| Efficiency Ratios - Key Performance Indicators | Industry Average |
|---|---|
| Measure how quickly products and services sell, and effectively collections policies are implemented. | |
| Receivables Turnover Ratio If this number is low in your business when compared to the industry average in the research report, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections. |
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| Average Collection Period Based on the Receivables Turnover, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover |
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| Inventory Turnover A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort. |
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| Fixed-Asset Turnover Generally, higher is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue. |
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Compensation & Salary Surveys for Employees
Compensation statistics provides an accurate assessment of industry-specific jobs and national salary averages. This information can be used to identify which positions are most common, and high, low, and average annual wages.| Title | Percent of Workforce | Bottom Quartile | Average (Median) Salary | Upper Quartile |
|---|---|---|---|---|
| Management Occupations | 11% | Order at top of page |
||
| Chief Executives | 0% | |||
| General and Operations Managers | 3% | |||
| Operations Specialties Managers | 6% | |||
| Business and Financial Operations Occupations | 26% | |||
| Business Operations Specialists | 6% | |||
| Financial Specialists | 20% | |||
| Credit Counselors and Loan Officers | 11% | |||
| Loan Officers | 11% | |||
| Computer and Mathematical Occupations | 7% | |||
| Computer Occupations | 6% | |||
| Sales and Related Occupations | 13% | |||
| Sales Representatives, Services | 10% | |||
| Securities, Commodities, and Financial Services Sales Agents | 10% | |||
| Securities, Commodities, and Financial Services Sales Agents | 10% | |||
| Office and Administrative Support Occupations | 42% | |||
| Financial Clerks | 18% | |||
| Tellers | 13% | |||
| Tellers | 13% | |||
| Information and Record Clerks | 17% | |||
| Customer Service Representatives | 7% | |||
| Customer Service Representatives | 7% | |||
| Loan Interviewers and Clerks | 7% | |||
| Loan Interviewers and Clerks | 7% | |||
Activities Related to Credit Intermediation Competitor Landscape & Key Companies [PREMIUM]
The most influential companies in the Activities Related to Credit Intermediation industry and adjacent industries either have large market share or are developing new business models and methods that could disrupt the status quo. We look at leading and emerging companies in the Activities Related to Credit Intermediation industry and adjacent sectors:| Market Leaders: Direct Competitors Companies with the largest market share, focused in this industry |
Market leaders: Diversified Competitors Largest companies that have diversified operations in this and other industries |
| Innovators: Direct Competitors Innovative, Emerging, and Disruptive Companies that may influence the future direction of the industry. |
Innovators: Diversified Competitors Innovators and Disruptors in adjacent industries that may also affect the Activities Related to Credit Intermediation industry. |
Source:
Latest Industry News
- Fifth Third Bancorp (FITB) Receives a Buy from Wells Fargo - In a report released today, Mike Mayo from Wells Fargo maintained a Buy rating on Fifth Third Bancorp (FITB – Research Report), with a price (01/02/2025)
- RRR cuts should be gradual — analysts - FURTHER CUTS to banks’ reserve requirement ratio (RRR) should be gradual to avoid stoking inflation, analysts said. (01/01/2025)
- Financial Stability Board consults on leverage in non-bank financial intermediation - The Financial Stability Board has published a consultation report on policy measures to address leverage in non-bank financial intermediation where (12/31/2024)
- RBI highlights NBFCs' high dependence on banks, calls for diversified funding - The Reserve Bank of India RBI has highlighted the need for Non-Banking Financial Companies NBFCs to diversify their sources of funding as a key risk mitigat (12/27/2024)
- RBI Urges NBFCs to Diversify Funding Sources Amid Emerging Risks - The Reserve Bank of India (RBI) emphasizes the need for Non-Banking Financial Companies (NBFCs) to diversify funding sources to mitigate risks. The 2023-24 report highlights challenges like cybersecurity threats and offers strategies such as innovative co-lending models. (12/27/2024)
- Understanding monetary transmission - Monetary transmission in simple terms is the mechanism through which changes in monetary policy affect real economic activity. Among the five key channels of transmission — interest rates, credit, asset prices, (12/25/2024)
- How Is Fifth Third Bancorp's Stock Performance Compared to Other Regional Bank Stocks? - Valued at a market cap of $30.2 billion, Cincinnati, Ohio-based Fifth Third Bancorp (FITB) is a diversified financial services company. It operates as the holding company for Fifth Third Bank, the National Association, (12/18/2024)
- What Is Shadow Banking? - The shadow banking system appears to be largest in the United States, but nonbank credit intermediation is present in other countries—and growing. In May 2010, the Federal Reserve began collecting and publishing data on the part of the shadow banking ... (12/08/2024)
- Microfinance sector is gaining in resilience - Photo Credit: Naturecreator The microfinance sector ... Considering the clientele it serves and higher cost of intermediation, MFIs (microfinance institutions) have always been closely scrutinised. (12/08/2024)
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