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Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Analysis

Identify industry changes, evaluate the market size, market outlook, trends, key players, and growth opportunities.

Contents Standard Report Premium Report
Industry Overview & Outlook . .
Market Size (industry trends) . .
Market Forecast (5-year projection)   .
Products/Services Breakdown   .
Revenue per State . .
Financial Metrics . .
Salary & Compensation Benchmarks . .
Key Companies   .
Industry News & Innovators   .
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2018 Market Analysis & Industry Outlook: Financial Transactions Processing, Reserve & Clearinghouse Activities


Overview of the U.S. Financial Transactions Processing, Reserve & Clearinghouse Activities Industry

This section provides answers to key questions about the industry:
  1. What is the total market size (industry revenue)?
  2. What is the industry outlook?
  3. Market Analysis: Is the market growing or declining, and how quickly?
  4. Are long-term forecasts positive or negative?
  5. What is the average company size in the industry?
  6. How many companies are in the industry?

Market Size & Industry Statistics

The total U.S. industry market size for Financial Transactions Processing, Reserve & Clearinghouse Activities: Industry statistics cover all companies in the United States, both public and private, ranging in size from small businesses to market leaders. In addition to revenue, the industry market analysis shows information on employees, companies, and average firm size.

Investors, banks, and business executives use growth rates and industry trends to understand the market outlook and opportunity.

market size 2018
Charts and graphs can be copied to Microsoft Word and Powerpoint presentations.

Statistics 2012        2013        2014        2015        2016        2017
Market Size
(Total Sales/Revenue)


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Total Firms
Total Employees
Average Revenue Per Firm
Average Employees Per Firm
Statistics Source: U.S. Census, AnythingResearch Market Analysis



Market Forecast[PREMIUM]

Market forecasts show the long term industry outlook and future growth trends. The following five-year demand forecast projects both short-term and long-term trends.

market forecast

Forecast / Industry Outlook 2017 2018 2019 2020 2021 2022
Market Forecast ($ millions)
Projected Industry Growth Rate (%)
Source: AnythingResearch Economic Analysis

Product & Services Breakdown

Research products and services in the Financial Transactions Processing, Reserve & Clearinghouse Activities industry generating sales. Note that products are broken into categories with different levels of classification.

Product DescriptionNumber of Companies Sales ($ millions) Percent of Total Sales

Industry Total

Loan Services - Income

Residential Mortgage Loans

Credit Card Services - Income

Credit Card Services For Cardholders, Business And Government

Credit Card Services For Cardholders, Consumer

Credit Card Services For Merchants

Credit Card Association Products

Deposit Account Service Packages, Except Business

Cash Handling And Management Services For Business

Document Payment Services

Automated Clearinghouse (Ach) Services - Fees

Other Products Supporting Financial Services - Fees



U.S. Geographic Distribution: Revenue Statistics by State

Market Size by State ($ millions) indicates how the industry's competition is distributed throughout the country. State-level information can identify areas with higher and lower industry market share than average.

U.S. map of Financial Transactions Processing, Reserve & Clearinghouse Activities by state

Income Statement (Average Financial Metrics)

Financial metrics provide a snapshot view of a benchmark "average" company. Key business metrics show revenue and operating costs. The data collected covers both public and private companies.

Industry AveragePercent of Sales
(Industry Benchmark)
Total Revenue

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Operating Revenue
Cost of Goods Sold
Gross Profit

Operating Expenses
Pension, profit sharing plans, stock, annuity
Repairs
Rent paid on business property
Charitable Contributions
Depletion
Domestic production activities deduction
Advertising
Compensation of officers
Salaries and wages
Employee benefit programs
Taxes and Licenses
Bad Debts
Depreciation
Amortization
Other Operating Expenses
Total Operating Expenses
Operating Income
Non-Operating Income
EBIT (Earnings Before Interest and Taxes)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit
 
Source: AnythingResearch Analysis of U.S. federal statistics




Financial Ratio Analysis

Financial ratio information can be used to benchmark how a Financial Transactions Processing, Reserve & Clearinghouse Activities company compares to its peers. Accounting statistics are calculated from the industry-average for income statements and balance sheets.

Profitability & Valuation RatiosIndustry Average
Company valuation can be measured based on the firm's own performance, as well as in comparison against its industry competitors. These metrics show how the average company in the Financial Transactions Processing, Reserve & Clearinghouse Activities industry is performing.
Profit Margin
Gross Profit Margin, Operating Profit Margin, and Net Profit Margin. Show company earnings relative to revenues.
Return on Equity (ROE)
Return on Equity (ROE) is net income as a percentage of shareholders' equity. Shareholders' Equity is defined as the company's total assets minus total liabilities. ROE shows how much profits a company generates with the money shareholders invested (or with retained earnings).
Return on Assets (ROA)
Return on Assets (ROA) is net income relative to total assets. The market research on Financial Transactions Processing, Reserve & Clearinghouse Activities measures how efficiently the company leverages its assets to generate profit. ROA is calculated as Net Income divided by Total Assets.


Liquidity RatiosIndustry Average
Bankers and suppliers use liquidity to determine creditworthiness and identify potential threats to a company's financial viability.
Current Ratio
Measures a firm's ability to pay its debts over the next 12 months.
Quick Ratio (Acid Test)
Calculates liquid assets relative to liabilities, excluding inventories.


Efficiency Ratios - Key Performance IndicatorsIndustry Average
Measure how quickly products and services sell, and effectively collections policies are implemented.
Receivables Turnover Ratio
If this number is low in your business when compared to the industry average in the research report, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections.
Average Collection Period
Based on the Receivables Turnover, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover
Inventory Turnover
A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort.
Fixed-Asset Turnover
Generally, higher is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue.



Compensation & Salary Surveys for Employees

Compensation statistics provides an accurate assessment of industry-specific jobs and national salary averages. This information can be used to identify which positions are most common, and high, low, and average annual wages.

TitlePercent of WorkforceBottom Quartile Average (Median) SalaryUpper Quartile
Management Occupations 6%

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Chief Executives0%
General and Operations Managers2%
Business and Financial Operations Occupations 22%
Financial Specialists 18%
Credit Counselors and Loan Officers 11%
Loan Officers 11%
Computer and Mathematical Occupations 8%
Computer Occupations 8%
Sales and Related Occupations 8%
Office and Administrative Support Occupations 55%
Supervisors of Office and Administrative Support Workers 5%
First-Line Supervisors of Office and Administrative Support Workers 5%
First-Line Supervisors of Office and Administrative Support Workers 5%
Financial Clerks 15%
Tellers 8%
Tellers 8%
Information and Record Clerks 26%
Customer Service Representatives 15%
Customer Service Representatives 15%
Loan Interviewers and Clerks 8%
Loan Interviewers and Clerks 8%
Other Office and Administrative Support Workers 6%
Source: Bureau of Labor Statistics


Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Market Share [PREMIUM]

Largest companies in the industry and related industries, with private company revenue estimates.

CompanyAddressRevenue Estimate









Innovation News

  • Profituity trademarks "CHECK CHASE ONLINE" - Check recovery services - 08/16/2017
  • Merchant Industry trademarks "MERCHANT INDUSTRY" - Merchant banking and investment banking services - 05/23/2017
  • Navient trademarks "NAVIENT" - Software programs and tools relating to loan management services, loan financing and loan repayment - 02/23/2017




  • Top Innovators

    46454
    CompanyInnovation Score
    U.s. Bank National Association46
    Metavante45
    Ready Credit4
    Toronto-Dominion Bank

    Additional companies, details and innovation scoring in the full report.

    Latest Industry News

    • How Cryptocurrency is Disrupting the Global Economy - The US Dollar is the reserve ... payment processing protocol is to prevent funding for money laundering, terrorist activities, and illicit trade in drugs and ammunition. With cryptocurrencies, it becomes that much harder to trace transactions and ascertain ... (01/10/2018)
    • Bitcoin, Blockchain And Private Industry: You Ain't Seen Nothing Yet - It is basically a shared public ledger, also called a distributed database, which tracks transactions and ensures that ... HyperLedger, which also acts as an information clearinghouse, has 170 members. Two financial industry consortiums, R3 and the ... (01/10/2018)
    • The Hershey Company (HSY) - Bail-In Action ” means the exercise of any Write-Down and Conversion Powers by the applicable EEA Resolution Authority in respect of any liability of an EEA Financial Institution ... facilitating any activities, business or transaction of or with ... (01/09/2018)
    • Blackbird Energy Inc. Provides Initial Production Results From Its Condensate-Rich Pipestone/Elmworth Montney Play - Activity is expected to accelerate in the second half of 2018 as the Company prepares to meet previously-disclosed future processing commitments. Blackbird is in a strong financial position ... current proved plus probable reserve bookings. (01/09/2018)
    • The Thomas Fire and the Tax Bill - They couldn’t cross big banks by reinstating the Glass-Steagall Act of 1933, which would separate speculative from commercial activities ... They are here to facilitate basic financial transactions, not help the local community grow. (12/22/2017)
    • Hackers responsible for $80M bank heist show 'no signs of stopping' - The group, dubbed Lazarus, managed to dupe banking staff into transferring $80 million from the Central Bank of Bangladesh's New York Federal Reserve account ... well as servers storing or processing records of financial transactions," the researchers ... (04/03/2017)
    • Inside the vault at the Charlotte Federal Reserve branch - While Charlotte’s big-bank skyscrapers serve as towering symbols of the city’s financial ... can sometimes be cash transactions, and they want the new notes,” she said. “We’ll make an exception there.” Of all the activities that go on at ... (08/19/2016)
    • Research and Markets: 2013 U.S. Check Cashing & Loan Servicing Industry-Industry & Market Report - The U.S. Check Cashing & Loan Servicing Industry-Industry & Market Report ... (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). Related Industries - Commercial Banks - Savings Institutions ... (05/14/2013)
    • A Third Option for Regulators in the Money Market Fund Fight - Initially, one of the council’s perceived options was to designate fund companies or individual money funds as systemically significant, and give them to the Federal Reserve ... activities like organizing financial payments and processing transactions. (08/30/2012)
    • US, Europe eye risky, unprecedented penalty for Iran over pursuit of nuclear weapons - The Obama administration wants Iran evicted from SWIFT, an independent financial clearinghouse ... including the U.S. Federal Reserve and the European Central Bank. Lawyers familiar with SWIFT's operations said it could bar processing actions with any ... (02/15/2012)


    Government Contracts

    In 2016, the federal government spent a total of $91,135,600 on Financial Transactions Processing, Reserve & Clearinghouse Activities. It has awarded 146 contracts to 44 companies, with an average value of $2,071,264 per company.   

    Top government vendors:

    CompanyFederal ContractsTotal Award Amount



    Growth Opportunities / Competitive Threats

    Companies in other industries may also sell similar products. Since there is an overlap in the customer base, there may be an opportunity for companies in Financial Transactions Processing, Reserve & Clearinghouse Activities to sell additional products/services offered by these adjacent industries. Alternatively, these industries may identify further products in this industry to target. Products most at risk are those with the highest profit margins and lowest barriers to entry.

    The following industries are competing channels for sales of similar products/services.

    Credit Card Products - Income
    Competing IndustrySales Relative to Financial Transactions Processing, Reserve & Clearinghouse ActivitiesOpportunity/Threat
    Credit Card Issuing
    Commercial Banking Competing industry
    Credit Unions Competing industry
    Savings Institutions Competing industry

    Sales from other industries of Credit Card Products - Income are less than those from Financial Transactions Processing, Reserve & Clearinghouse Activities. This may mean that other channels are a competitive risk of increasing their Credit Card Products - Income sales, taking market share from this industry.
    Credit Card Products - Income Product Sales Report



    Credit Card Merchant Products
    Competing IndustrySales Relative to Financial Transactions Processing, Reserve & Clearinghouse ActivitiesOpportunity/Threat
    Credit Card Issuing Competing industry
    Commercial Banking Competing industry

    Sales from other industries of Credit Card Merchant Products are less than those from Financial Transactions Processing, Reserve & Clearinghouse Activities. This may mean that other channels are a competitive risk of increasing their Credit Card Merchant Products sales, taking market share from this industry.
    Credit Card Merchant Products Product Sales Report



    Cash Handling And Management Products
    Cash Handling And Management Products Product Sales Report

    Credit Card Association Products
    Credit Card Association Products Product Sales Report

    Automated Clearinghouse (Ach) Products - Fees
    Automated Clearinghouse (Ach) Products - Fees Product Sales Report

    Credit Card Cardholder Products - Consumer
    Credit Card Cardholder Products - Consumer Product Sales Report

    Document Payment Products
    Document Payment Products Product Sales Report

    Credit Card Cardholder Products - Business And Government
    Credit Card Cardholder Products - Business And Government Product Sales Report

    Separately-Priced Deposit Account Products
    Separately-Priced Deposit Account Products Product Sales Report



    Segments classified within this market research report

    This industry market research report includes companies whose primary business is any of the following:
    U.S. Central Credit Union, Credit card processing services, Financial transactions processing (except central bank), Automated clearinghouses, bank or check (except central bank), Check clearinghouse services (except central banks), Electronic financial payment services, Clearinghouses, bank or check, Bank clearinghouse associations, Check validation services, Electronic funds transfer services, Reserve and liquidity services (except central bank), Processing financial transactions, Check clearing services (except central banks), etc.



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