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2025 U.S. Industry Statistics & Market Forecast - Credit Intermediation and Related Activities
Market Size & Industry Statistics
The total U.S. industry market size for Credit Intermediation and Related Activities:
Industry statistics cover all companies in the United States, both public and private, ranging in size from small businesses to market leaders.
In addition to revenue, the industry market analysis shows information on employees, companies, and average firm size.
Investors, banks, and business executives use growth rates and industry trends to understand the market outlook and opportunity.
| Statistics | 2020 2021 2022 2023 2024 | |
|---|---|---|
| Market Size (Total Sales/Revenue) |
Order at top of page | |
| Total Firms | ||
| Total Employees | ||
| Average Revenue Per Firm | ||
| Average Employees Per Firm | ||
| Average Revenue Per Employee | ||
Market Forecast
Market forecasts show the long term industry outlook and future growth trends. The following extended five-year forecast projects both short-term and long-term trends.
| Forecast / Industry Outlook | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| Market Forecast ($ millions) | |||||
| Projected Industry Growth Rate (%) | |||||
Industry Insights
Major trends affect the Credit Intermediation and Related Activities industry include:- Increased regulatory scrutiny and compliance costs
- Rising interest rates impacting loan demand
- Greater adoption of technology and automation
- Shift towards digital and mobile banking
- Growing importance of cybersecurity measures
- Integration of AI and machine learning for credit assessments
- Expansion of non-traditional banking services
- Increased competition from fintech companies
- Heightened emphasis on sustainability and ethical lending
- Demographic shifts influencing borrowing patterns
- Economic uncertainty influencing credit risk management
- Consolidation within the industry for economies of scale
Product & Services Breakdown
Research products and services in the Credit Intermediation and Related Activities industry generating sales. Note that products are broken into categories with different levels of classification.| Product Description | Number of Companies | Sales ($ millions) | Percent of Total Sales |
|---|---|---|---|
Industry Total |
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Loan Services - Income |
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Credit Card Services - Income |
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Factoring Services - Fees |
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Leasing Services - Income |
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Installment Credit Services - Income |
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Other Credit Financing Services - Income |
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Securities Origination Services |
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Brokering And Dealing Services For Debt Instruments |
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Brokering And Dealing Services For Equities |
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Brokering And Dealing Services For Derivative Contracts |
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Brokering And Dealing Services For Investment Company Securities, Including Mutual Funds, Closed-End Funds, And Unit Investment |
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Financing Related To Securities |
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Trading Debt Instruments On Own Account - Net Gains (Losses) |
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Trading Other Securities And Commodity Contracts On Own Account - Net Gains (Losses) |
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Deposit Account Service Packages, Except Business |
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Separately-Priced Deposit Account Services, Except Business |
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Cash Handling And Management Services For Business |
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Document Payment Services |
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Foreign Currency Exchange Services - Fees |
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Trust Services - Fiduciary Fees |
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Support Services For Financial And Commodity Markets |
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Automated Clearinghouse (Ach) Services - Fees |
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Financial Planning And Investment Management Services |
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Other Products Supporting Financial Services - Fees |
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U.S. Geographic Distribution: Revenue Statistics by State
Market Size by State ($ millions) indicates how the industry's competition is distributed throughout the country. State-level information can identify areas with higher and lower industry market share than average.
Income Statement (Average Financial Metrics)
Financial metrics provide a snapshot view of a benchmark "average" company. Key business metrics show revenue and operating costs. The data collected covers both public and private companies.| Industry Average | Percent of Sales (Industry Benchmark) |
|
|---|---|---|
| Total Revenue | Order at top of page |
|
| Operating Revenue | ||
| Cost of Goods Sold | ||
| Gross Profit | ||
Operating Expenses | ||
| Pension, profit sharing plans, stock, annuity | ||
| Repairs | ||
| Rent paid on business property | ||
| Charitable Contributions | ||
| Depletion | ||
| Domestic production activities deduction | ||
| Advertising | ||
| Compensation of officers | ||
| Salaries and wages | ||
| Employee benefit programs | ||
| Taxes and Licenses | ||
| Bad Debts | ||
| Depreciation | ||
| Amortization | ||
| Other Operating Expenses | ||
| Total Operating Expenses | ||
| Operating Income | ||
| Non-Operating Income | ||
| EBIT (Earnings Before Interest and Taxes) | ||
| Interest Expense | ||
| Earnings Before Taxes | ||
| Income Tax | ||
| Net Profit Net Income | ||
Financial Ratio Analysis
Financial ratio information can be used to benchmark how a Credit Intermediation and Related Activities company compares to its peers. Accounting statistics are calculated from the industry-average for income statements and balance sheets.| Profitability & Valuation Ratios | Industry Average |
|---|---|
| Company valuation can be measured based on the firm's own performance, as well as in comparison against its industry competitors. These metrics show how the average company in the Credit Intermediation and Related Activities industry is performing. | |
| Profit Margin Gross Profit Margin, Operating Profit Margin, and Net Profit Margin. Show company earnings relative to revenues. |
|
| Return on Equity (ROE) Return on Equity (ROE) is net income as a percentage of shareholders' equity. Shareholders' Equity is defined as the company's total assets minus total liabilities. ROE shows how much profits a company generates with the money shareholders invested (or with retained earnings). |
|
| Return on Assets (ROA) Return on Assets (ROA) is net income relative to total assets. The market research on Credit Intermediation and Related Activities measures how efficiently the company leverages its assets to generate profit. ROA is calculated as Net Income divided by Total Assets. |
|
| Liquidity Ratios | Industry Average |
|---|---|
| Bankers and suppliers use liquidity to determine creditworthiness and identify potential threats to a company's financial viability. | |
| Current Ratio Measures a firm's ability to pay its debts over the next 12 months. |
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| Quick Ratio (Acid Test) Calculates liquid assets relative to liabilities, excluding inventories. |
|
| Efficiency Ratios - Key Performance Indicators | Industry Average |
|---|---|
| Measure how quickly products and services sell, and effectively collections policies are implemented. | |
| Receivables Turnover Ratio If this number is low in your business when compared to the industry average in the research report, it may mean your payment terms are too lenient or that you are not doing a good enough job on collections. |
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| Average Collection Period Based on the Receivables Turnover, this estimates the collection period in days. Calculated as 365 divided by the Receivables Turnover |
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| Inventory Turnover A low turnover rate may point to overstocking, obsolescence, or deficiencies in the product line or marketing effort. |
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| Fixed-Asset Turnover Generally, higher is better, since it indicates the business has less money tied up in fixed assets for each dollar of sales revenue. |
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Compensation & Salary Surveys for Employees
Compensation statistics provides an accurate assessment of industry-specific jobs and national salary averages. This information can be used to identify which positions are most common, and high, low, and average annual wages.| Title | Percent of Workforce | Bottom Quartile | Average (Median) Salary | Upper Quartile |
|---|---|---|---|---|
| Management Occupations | 11% | Order at top of page |
||
| Chief Executives | 0% | |||
| General and Operations Managers | 3% | |||
| Operations Specialties Managers | 6% | |||
| Business and Financial Operations Occupations | 26% | |||
| Business Operations Specialists | 6% | |||
| Financial Specialists | 20% | |||
| Credit Counselors and Loan Officers | 11% | |||
| Loan Officers | 11% | |||
| Computer and Mathematical Occupations | 7% | |||
| Computer Occupations | 6% | |||
| Sales and Related Occupations | 13% | |||
| Sales Representatives, Services | 10% | |||
| Securities, Commodities, and Financial Services Sales Agents | 10% | |||
| Securities, Commodities, and Financial Services Sales Agents | 10% | |||
| Office and Administrative Support Occupations | 42% | |||
| Financial Clerks | 18% | |||
| Tellers | 13% | |||
| Tellers | 13% | |||
| Information and Record Clerks | 17% | |||
| Customer Service Representatives | 7% | |||
| Customer Service Representatives | 7% | |||
| Loan Interviewers and Clerks | 7% | |||
| Loan Interviewers and Clerks | 7% | |||
Credit Intermediation and Related Activities Competitor Landscape & Key Companies [PREMIUM]
The most influential companies in the Credit Intermediation and Related Activities industry and adjacent industries either have large market share or are developing new business models and methods that could disrupt the status quo. We look at leading and emerging companies in the Credit Intermediation and Related Activities industry and adjacent sectors:| Market Leaders: Direct Competitors Companies with the largest market share, focused in this industry |
Market leaders: Diversified Competitors Largest companies that have diversified operations in this and other industries |
| Innovators: Direct Competitors Innovative, Emerging, and Disruptive Companies that may influence the future direction of the industry. |
Innovators: Diversified Competitors Innovators and Disruptors in adjacent industries that may also affect the Credit Intermediation and Related Activities industry. |
Source:
Latest Industry News
- Mergers, takeovers emerge amid insurance industry reform bill - There have been some takeovers and mergers as the insurance sector awaits presidential assent to the Nigerian Insurance Industry Reform Bill, writes (07/14/2025)
- IFSCA Proposes Master Circulars for IFSC Intermediaries - IFSCA invites comments on draft master circulars for capital market intermediaries in IFSC, streamlining regulations for registration, operations, and (07/12/2025)
- Fintech sandbox era underway in Vietnam - Businesses are expected to venture further into tech-led business models in Vietnam in anticipation of new incentives from major policies. (07/10/2025)
- Sebi proposes broadening Credit Rating Agencies’ mandate amid regulatory gaps - Sebi has released a consultation paper proposing an expanded role for Credit Rating Agencies. This would allow them to rate financial instruments even if they fall under other regulators like the RBI or the IRDA, (07/09/2025)
- Medicaid Middleman Ships Jobs, Tech to India Despite State Rules - The largest Medicaid claims processor has built a network of at least 1,800 engineers and analysts in India, rapidly increasing hiring in recent months, even though many of its state contracts require work to be done in the US unless waivers are issued. (07/09/2025)
- The Dire Wolf Company's Next Target? A Giant Flightless Bird - In April, the Dallas-based biotech company Colossal Biosciences announced that it had successfully brought back the dire wolf, an animal whose howl had not been heard on Earth since the last member of the species vanished more than 10, (07/08/2025)
- Six agricultural employment pathways identified for youth development - A review has explored the pathways, business models and drivers for youth employment in Africa's agricultural sector by gaining research and insights from young people and stakeholders involved in youth empowerment activities in Uganda. (07/07/2025)
- Non-bank financial intermediation: Canada’s submission to the 2024 global monitoring report - We share insights about non-bank financial intermediation in Canada in 2023. These data were collected as part of the Bank of Canada’s contribution to the Financial Stability Board’s Global Monitoring Report on Non-Bank Financial Intermediation. (07/04/2025)
- 3D Secure Pay Authentication Market Industry Forecasts 11.8% CAGR, Reaching $3.96 Billion by 2032 - NEW CASTLE, DE, UNITED STATES, July 2, 2025 /EINPresswire.com/ -- Allied Market Research published a report titled, Global 3D Secure Pay Authentication Market by Component (Access Control Server, Merchant Plug In, (07/02/2025)
- House Bill on Digital Asset Market Structure Would Significantly Change SEC’s Jurisdiction - On May 5, 2025, several House committees jointly released a discussion draft of a bill to establish a regulatory framework for digital (05/29/2025)
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